Privacy Policy

Introduction

Welcome to https://ai-owner-financing-compliance-tools.livebursts.com (henceforth referred to as “AI Owner Financing Compliance Tools” or “we”). We are dedicated to protecting your privacy and ensuring the security of your personal data. This comprehensive Privacy Policy outlines our practices regarding the collection, storage, access, and processing of personal information in adherence to various international privacy laws and regulations, including but not limited to:

Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
Quebec Law 25 on the protection of personal data
The General Data Protection Regulation (GDPR) of the European Union
Brazil’s Lei Geral de Proteção de Dados (LGPD)
California’s Consumer Privacy Act (CCPA/CPRA)
Colorado’s Consumer Protection Act (CPA)
Utah’s Consumer Sales and Service Protection Act (UCPA)
Connecticut’s ConnectiCut Data Privacy Act (CTDPA)
Virginia’s Consumer Data Protection Act (VCDPA)
South Africa’s Protection of Personal Information Act (POPIA)

Scope

This policy applies to all aspects of our online presence, including but not limited to:

Our official website at https://ai-owner-financing-compliance-tools.livebursts.com
Any mobile applications or services offered through our platform
Interactive features and services on our websites
Communications initiated by us, such as newsletters, emails, telephone calls, or text messages (SMS)

Please note that this policy does not extend to third-party platforms, applications, products, or services accessed through links or integrations on our site. These external entities have their own privacy policies, and we encourage you to review them before using such services.

Processing Activities

This Privacy Policy outlines the practices related to the following interactions:

Using our applications and services as an authorized user
Visiting our websites linked to this policy
Engaging with any communications from AI Owner Financing Compliance Tools

Personal Data Collection

We collect a variety of personal data, including:

Account Information: Details related to your account creation and management, such as username, email address, and password.
Payment Information: Transaction details, payment method information, and billing addresses used for purchasing our services or products.
Financial Information: Data related to your financial status and transactions, including banking information (if provided for direct debit or online payments).
Purchase Information: Records of your purchases, order history, and product preferences.
Mobile Device Identifiers: Unique identifiers from your mobile device, such as IP addresses, device tokens, or advertising IDs, used to enhance user experience through targeted advertising.
Location Data: Information about your physical location, gathered through GPS signals or other location-based services you authorize.
Feedback and Reviews: Any comments, reviews, or ratings you choose to share with us regarding our products or services.
Social Media Information: If you interact with us on social media platforms, we may collect data from those platforms (with your consent) to personalize your experience.
Product Information: Details about the products or services that interest you, including any specific features or preferences expressed.

We gather this information through various methods: user input forms, account setup processes, online interactions, analytics tools, cookies, and third-party data providers.

Cookies

We employ cookies to enhance your experience on our website and for analytical purposes. Cookies are small text files stored on your browser that serve different functions:

Strictly Necessary: These ensure basic functionalities of our website, such as allowing you to log in or navigate through pages.
Preference: Remembering user preferences, language settings, and ad choices to provide a personalized experience.
Analytics: Tracking aggregated data for analytics purposes, helping us understand how visitors use our site and improve its performance.

Users have control over non-essential cookies through our built-in Cookie Manager, allowing them to customize their cookie preferences.

Retention and Deletion of Data

We retain personal data only for as long as necessary to fulfill the purposes described in this policy or as required by law. Once the data is no longer needed, it will be securely deleted or anonymized. The retention periods vary depending on the type of data and the legal obligations applicable to us.

Your Rights (Data Subject Rights)

Depending on your location, you may have certain rights regarding your personal data, including:

Access: Request access to the personal information we hold about you.
Rectification: Ask for corrections if your data is inaccurate or incomplete.
Erasure/Right to be Forgotten: Demand the deletion of your data in certain circumstances (e.g., when processing is no longer necessary).
Restriction: Limit the use of your personal information under specific conditions.
Portability: Receive your data in a structured, commonly used format and transfer it to another controller.
Object: Object to the processing of your data for specific purposes (e.g., direct marketing or profiling).
Non-Discrimination: Be free from decisions based solely on automated processing of personal data.

To exercise these rights or if you have any data-related queries, please contact our Data Protection Officer via email at [email protected] or through postal mail to:

AI Owner Financing Compliance Tools
Data Privacy Team
[Address]

Changes to Privacy Policy

We reserve the right to update or modify this Privacy Policy at any time. Any changes will be effective immediately upon posting on our website, and we encourage you to review this policy periodically for any updates.

Contact Information

For general inquiries, technical support, unsubscribe requests, or data privacy-related matters, please contact us:

Email: [email protected]

Postal Mail: AI Owner Financing Compliance Tools, Privacy Team, [Address]